Express CU Affiliations

Credit unions are not-for-profit cooperatives that offer a full range of financial products and services. Express CU members own and democratically govern the credit union so that higher returns are paid on savings, lower rates paid on loans, and fewer fees assessed. The main focus of credit unions is supporting their members and local communities.

CDFI - Community Development Credit Union

As a CDFI we help people succeed when others wouldn't give them a chance.

Community development financial institutions (CDFIs) are private financial institutions that are 100% dedicated to delivering responsible, affordable lending to help low-income, low-wealth, and other disadvantaged people and communities join the economic mainstream.

Express CU is able to access funds provided by the US treasury to develop new loan programs and offer more assistance to our members and community in need.

Learn More about CDFIs here.

Juntos Avanzamos

Express CU is proud to announce that we've joined Juntos Avanzamos, Together we Advance, Family.

Juntos Avanzamos credit unions employ bilingual, culturally-competent staff, accept alternative forms of ID, including the Matricula Consular, and treat all of their members with dignity and respect regardless of immigration status. Juntos Avanzamos credit unions also have flexible loan underwriting criteria and use alternate ways of establishing creditworthiness, making it possible for immigrants without traditional credit histories to apply for consumer and mortgage loans at reasonable rates.

What's the significance of joining the family?
Well, it means that…

• We offer bilingual services and information
• We collaborate with organizations that you support and that support you
• We offer affordable products and services that fit your needs
• We offer financial information for your family
• We look for ways of saying "YES!"
• …and much more!

BankOn

At Express Credit Union, our Classic Checking account is Bank On–certified, meaning it meets national standards for safe, affordable, and accessible banking.

Bank On certification reflects our commitment to economic justice and financial inclusion—ensuring everyone has access to a reliable account they can trust, no matter where they are in their financial journey.

As a Bank On–certified account, our Classic Checking is designed to:

• Avoid costly overdraft and NSF fees
• Eliminate barriers to getting started, with no monthly maintenance fees or minimum balance requirements
• Provide full access to modern banking tools, including a debit card, online banking, mobile app, and bill pay
• Support safe, everyday money management, without the risk of unexpected charges

Learn more about the Bank On movement online here joinbankon.org*.

Credit Union Movement

Express CU is proud to be a participant in this nation wide initiative to grow Credit Union awareness. The goal of the campaign is to increase consideration of Credit Unions, debunk myths and misconceptions about credit unions and increase the opportunity for more to become Credit Union Members.